Pradhan Mantri Bima Yojana

Pradhan Mantri Suraksha Bima Yojana

Highlights of the Pradhan Mantri Suraksha Bima Yojana (PMSBY – Scheme 1 – for Accidental Death Insurance) are:

  • Eligibility:ICICI Bank Savings Bank (SB) Account holders between 18 years (completed) and 70 years (age nearer birthday) who give their consent to join / enable auto-debit, as per the modality, will be enrolled into the scheme.
  • Policy period:The cover shall be for one year period starting from June 1, 2015 to May 31, 2016 for which option to join / pay by auto-debit from the designated Savings Bank account on the prescribed forms will be required to be given by May 31, 2015 – extendable up to May 31, 2016. For the saving A/c holder joining after May 31, 2015 the cover shall end on May 31, 2016.
  • Premium: 12 per annum.
  • Payment Mode:The premium will be directly auto-debited by the bank from the subscribers account. This is the only mode available.
  • Risk Coverage:Total coverage (sum-insured) under the scheme is Rs. 2 Lakh.

Pradhan Mantri Jeevan Jyoti Bima Yojana

Highlights of the Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY – Scheme 2 – for Life Insurance) are:

  • Eligibility:ICICI Bank Savings Bank (SB) Account holders between 18 years (completed) and 50 years (age nearer birthday) who have given the consent to join the scheme / enable auto-debit, as per the modality, will be enrolled into the scheme.
  • Policy period:The cover shall be for one year period starting from June 1, 2015 to May 31, 2016 for which option to join / pay by auto-debit from the designated savings bank account on the prescribed forms will be required to be given by May 31, 2015, extendable up to May 31, 2016.
  • Premium: 330 (per annum).
  • Payment Mode:The premium will be directly auto-debited by the bank from the subscribers’ savings bank account. This is the only mode available currently.
  • Risk Coverage:Sum Assured of Rs. 2 Lakh on death of the Insured member for any reason is payable to the Nominee.

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